Call report 2007Q4
VERUS BANK — 2007Q4
The 22 measures VERUS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,871,000 | USD | evidence → |
| Total loans | 58,850,000 | USD | evidence → |
| Allowance for loan losses | 609,000 | USD | evidence → |
| Securities available for sale | 18,324,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,070,000 | USD | evidence → |
| Interest-bearing deposits | 63,291,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,779,000 | USD | evidence → |
| Equity capital | 8,213,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,364,000 | USD | evidence → |
| Interest expense | 1,703,000 | USD | evidence → |
| Net interest income | 3,661,000 | USD | evidence → |
| Noninterest income | 1,806,000 | USD | evidence → |
| Noninterest expense | 4,258,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 1,173,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 1,135,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,137,000 | USD | evidence → |
| Total capital | 8,746,000 | USD | evidence → |
| Risk-weighted assets | 67,081,000 | USD | evidence → |