Call report 2007Q1
VERUS BANK — 2007Q1
The 22 measures VERUS BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,333,000 | USD | evidence → |
| Total loans | 53,631,000 | USD | evidence → |
| Allowance for loan losses | 614,000 | USD | evidence → |
| Securities available for sale | 20,793,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,106,000 | USD | evidence → |
| Interest-bearing deposits | 58,791,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,315,000 | USD | evidence → |
| Equity capital | 7,762,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,328,000 | USD | evidence → |
| Interest expense | 424,000 | USD | evidence → |
| Net interest income | 904,000 | USD | evidence → |
| Noninterest income | 390,000 | USD | evidence → |
| Noninterest expense | 1,093,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 198,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,899,000 | USD | evidence → |
| Total capital | 8,513,000 | USD | evidence → |
| Risk-weighted assets | 60,980,000 | USD | evidence → |