Call report 2006Q4
VERUS BANK — 2006Q4
The 22 measures VERUS BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,792,000 | USD | evidence → |
| Total loans | 54,202,000 | USD | evidence → |
| Allowance for loan losses | 612,000 | USD | evidence → |
| Securities available for sale | 21,823,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,642,000 | USD | evidence → |
| Interest-bearing deposits | 58,663,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,979,000 | USD | evidence → |
| Equity capital | 7,755,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,871,000 | USD | evidence → |
| Interest expense | 1,356,000 | USD | evidence → |
| Net interest income | 3,515,000 | USD | evidence → |
| Noninterest income | 1,662,000 | USD | evidence → |
| Noninterest expense | 3,936,000 | USD | evidence → |
| Provision for loan losses | 119,000 | USD | evidence → |
| Pretax income | 1,122,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 1,094,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,926,000 | USD | evidence → |
| Total capital | 8,538,000 | USD | evidence → |
| Risk-weighted assets | 59,948,000 | USD | evidence → |