Call report 2006Q3
VERUS BANK — 2006Q3
The 22 measures VERUS BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,337,000 | USD | evidence → |
| Total loans | 54,426,000 | USD | evidence → |
| Allowance for loan losses | 588,000 | USD | evidence → |
| Securities available for sale | 21,668,000 | USD | evidence → |
| Securities held to maturity | 1,469,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,759,000 | USD | evidence → |
| Interest-bearing deposits | 55,881,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,878,000 | USD | evidence → |
| Equity capital | 7,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,565,000 | USD | evidence → |
| Interest expense | 963,000 | USD | evidence → |
| Net interest income | 2,602,000 | USD | evidence → |
| Noninterest income | 1,221,000 | USD | evidence → |
| Noninterest expense | 2,941,000 | USD | evidence → |
| Provision for loan losses | 83,000 | USD | evidence → |
| Pretax income | 799,000 | USD | evidence → |
| Income tax | 31,000 | USD | evidence → |
| Net income | 768,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,789,000 | USD | evidence → |
| Total capital | 8,377,000 | USD | evidence → |
| Risk-weighted assets | 60,223,000 | USD | evidence → |