Call report 2006Q2
VERUS BANK — 2006Q2
The 22 measures VERUS BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,421,000 | USD | evidence → |
| Total loans | 53,993,000 | USD | evidence → |
| Allowance for loan losses | 568,000 | USD | evidence → |
| Securities available for sale | 21,448,000 | USD | evidence → |
| Securities held to maturity | 1,557,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,822,000 | USD | evidence → |
| Interest-bearing deposits | 56,595,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,227,000 | USD | evidence → |
| Equity capital | 7,217,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,303,000 | USD | evidence → |
| Interest expense | 599,000 | USD | evidence → |
| Net interest income | 1,704,000 | USD | evidence → |
| Noninterest income | 781,000 | USD | evidence → |
| Noninterest expense | 1,953,000 | USD | evidence → |
| Provision for loan losses | 63,000 | USD | evidence → |
| Pretax income | 469,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,756,000 | USD | evidence → |
| Total capital | 8,324,000 | USD | evidence → |
| Risk-weighted assets | 58,672,000 | USD | evidence → |