Call report 2005Q3
VERUS BANK — 2005Q3
The 22 measures VERUS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,842,000 | USD | evidence → |
| Total loans | 50,786,000 | USD | evidence → |
| Allowance for loan losses | 535,000 | USD | evidence → |
| Securities available for sale | 16,942,000 | USD | evidence → |
| Securities held to maturity | 1,664,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,047,000 | USD | evidence → |
| Interest-bearing deposits | 51,904,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,143,000 | USD | evidence → |
| Equity capital | 7,430,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,000,000 | USD | evidence → |
| Interest expense | 550,000 | USD | evidence → |
| Net interest income | 2,450,000 | USD | evidence → |
| Noninterest income | 1,188,000 | USD | evidence → |
| Noninterest expense | 2,821,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 778,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 748,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,611,000 | USD | evidence → |
| Total capital | 8,146,000 | USD | evidence → |
| Risk-weighted assets | 55,651,000 | USD | evidence → |