Call report 2005Q4
VERUS BANK — 2005Q4
The 22 measures VERUS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,577,000 | USD | evidence → |
| Total loans | 49,404,000 | USD | evidence → |
| Allowance for loan losses | 525,000 | USD | evidence → |
| Securities available for sale | 23,124,000 | USD | evidence → |
| Securities held to maturity | 1,562,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,017,000 | USD | evidence → |
| Interest-bearing deposits | 51,432,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,585,000 | USD | evidence → |
| Equity capital | 7,456,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,085,000 | USD | evidence → |
| Interest expense | 791,000 | USD | evidence → |
| Net interest income | 3,294,000 | USD | evidence → |
| Noninterest income | 1,566,000 | USD | evidence → |
| Noninterest expense | 3,728,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 1,092,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 1,052,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,725,000 | USD | evidence → |
| Total capital | 8,250,000 | USD | evidence → |
| Risk-weighted assets | 55,128,000 | USD | evidence → |