Call report 2005Q2
VERUS BANK — 2005Q2
The 22 measures VERUS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,576,000 | USD | evidence → |
| Total loans | 51,659,000 | USD | evidence → |
| Allowance for loan losses | 544,000 | USD | evidence → |
| Securities available for sale | 17,053,000 | USD | evidence → |
| Securities held to maturity | 1,667,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,040,000 | USD | evidence → |
| Interest-bearing deposits | 43,756,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,284,000 | USD | evidence → |
| Equity capital | 7,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,960,000 | USD | evidence → |
| Interest expense | 334,000 | USD | evidence → |
| Net interest income | 1,626,000 | USD | evidence → |
| Noninterest income | 756,000 | USD | evidence → |
| Noninterest expense | 1,866,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 479,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 463,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,525,000 | USD | evidence → |
| Total capital | 8,069,000 | USD | evidence → |
| Risk-weighted assets | 55,621,000 | USD | evidence → |