Call report 2005Q1
VERUS BANK — 2005Q1
The 22 measures VERUS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,407,000 | USD | evidence → |
| Total loans | 49,110,000 | USD | evidence → |
| Allowance for loan losses | 528,000 | USD | evidence → |
| Securities available for sale | 17,000,000 | USD | evidence → |
| Securities held to maturity | 1,669,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,970,000 | USD | evidence → |
| Interest-bearing deposits | 41,870,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,100,000 | USD | evidence → |
| Equity capital | 7,192,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 951,000 | USD | evidence → |
| Interest expense | 151,000 | USD | evidence → |
| Net interest income | 800,000 | USD | evidence → |
| Noninterest income | 346,000 | USD | evidence → |
| Noninterest expense | 919,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 215,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,397,000 | USD | evidence → |
| Total capital | 7,925,000 | USD | evidence → |
| Risk-weighted assets | 53,265,000 | USD | evidence → |