Call report 2004Q4
VERUS BANK — 2004Q4
The 22 measures VERUS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,377,000 | USD | evidence → |
| Total loans | 49,067,000 | USD | evidence → |
| Allowance for loan losses | 519,000 | USD | evidence → |
| Securities available for sale | 17,259,000 | USD | evidence → |
| Securities held to maturity | 1,822,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,254,000 | USD | evidence → |
| Interest-bearing deposits | 47,663,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,591,000 | USD | evidence → |
| Equity capital | 7,497,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,861,000 | USD | evidence → |
| Interest expense | 509,000 | USD | evidence → |
| Net interest income | 3,352,000 | USD | evidence → |
| Noninterest income | 1,564,000 | USD | evidence → |
| Noninterest expense | 3,681,000 | USD | evidence → |
| Provision for loan losses | 96,000 | USD | evidence → |
| Pretax income | 1,150,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 1,123,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,575,000 | USD | evidence → |
| Total capital | 8,094,000 | USD | evidence → |
| Risk-weighted assets | 53,145,000 | USD | evidence → |