Call report 2004Q3
VERUS BANK — 2004Q3
The 22 measures VERUS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,537,000 | USD | evidence → |
| Total loans | 48,222,000 | USD | evidence → |
| Allowance for loan losses | 500,000 | USD | evidence → |
| Securities available for sale | 16,129,000 | USD | evidence → |
| Securities held to maturity | 2,215,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,564,000 | USD | evidence → |
| Interest-bearing deposits | 47,326,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,238,000 | USD | evidence → |
| Equity capital | 7,400,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,905,000 | USD | evidence → |
| Interest expense | 385,000 | USD | evidence → |
| Net interest income | 2,520,000 | USD | evidence → |
| Noninterest income | 1,164,000 | USD | evidence → |
| Noninterest expense | 2,752,000 | USD | evidence → |
| Provision for loan losses | 64,000 | USD | evidence → |
| Pretax income | 879,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | 845,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,419,000 | USD | evidence → |
| Total capital | 7,919,000 | USD | evidence → |
| Risk-weighted assets | 52,624,000 | USD | evidence → |