Call report 2007Q1
CITIZENS FIRST BANK — 2007Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,294,000 | USD | evidence → |
| Total loans | 87,573,000 | USD | evidence → |
| Allowance for loan losses | 1,230,000 | USD | evidence → |
| Securities available for sale | 20,199,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,661,000 | USD | evidence → |
| Interest-bearing deposits | 91,612,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,049,000 | USD | evidence → |
| Equity capital | 12,708,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,924,000 | USD | evidence → |
| Interest expense | 826,000 | USD | evidence → |
| Net interest income | 1,098,000 | USD | evidence → |
| Noninterest income | 161,000 | USD | evidence → |
| Noninterest expense | 940,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 304,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 295,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,050,000 | USD | evidence → |
| Total capital | 12,165,000 | USD | evidence → |
| Risk-weighted assets | 89,081,000 | USD | evidence → |