Call report 2007Q2
CITIZENS FIRST BANK — 2007Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,153,000 | USD | evidence → |
| Total loans | 92,044,000 | USD | evidence → |
| Allowance for loan losses | 1,219,000 | USD | evidence → |
| Securities available for sale | 22,031,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,278,000 | USD | evidence → |
| Interest-bearing deposits | 93,839,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,439,000 | USD | evidence → |
| Equity capital | 12,487,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,909,000 | USD | evidence → |
| Interest expense | 1,699,000 | USD | evidence → |
| Net interest income | 2,210,000 | USD | evidence → |
| Noninterest income | 406,000 | USD | evidence → |
| Noninterest expense | 1,974,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 617,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 601,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,435,000 | USD | evidence → |
| Total capital | 12,614,000 | USD | evidence → |
| Risk-weighted assets | 94,283,000 | USD | evidence → |