Call report 2006Q4
CITIZENS FIRST BANK — 2006Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,552,000 | USD | evidence → |
| Total loans | 87,089,000 | USD | evidence → |
| Allowance for loan losses | 1,219,000 | USD | evidence → |
| Securities available for sale | 19,027,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,214,000 | USD | evidence → |
| Interest-bearing deposits | 91,339,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,875,000 | USD | evidence → |
| Equity capital | 12,570,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,265,000 | USD | evidence → |
| Interest expense | 2,779,000 | USD | evidence → |
| Net interest income | 4,486,000 | USD | evidence → |
| Noninterest income | 818,000 | USD | evidence → |
| Noninterest expense | 4,057,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 1,222,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 1,180,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,998,000 | USD | evidence → |
| Total capital | 12,094,000 | USD | evidence → |
| Risk-weighted assets | 87,546,000 | USD | evidence → |
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