Call reports 2006

CITIZENS FIRST BANK — 2006

Name: CITIZENS FIRST BANK — FFIEC call report 2006
Creator: CITIZENS FIRST BANK

What CITIZENS FIRST BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/92162e27-fdda-4087-be9e-5b0f007f6cb3/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	114,677,000	118,044,000	117,583,000	120,552,000
Total loans	87,016,000	88,442,000	89,497,000	87,089,000
Allowance for loan losses	1,272,000	1,282,000	1,279,000	1,219,000
Securities available for sale	20,567,000	19,199,000	17,756,000	19,027,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	100,567,000	102,327,000	99,592,000	105,214,000
Interest-bearing deposits	74,336,000	89,757,000	73,500,000	91,339,000
Noninterest-bearing deposits	26,231,000	12,570,000	26,092,000	13,875,000
Equity capital	12,261,000	12,180,000	12,586,000	12,570,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,734,000	3,529,000	5,388,000	7,265,000
Interest expense	590,000	1,263,000	1,981,000	2,779,000
Net interest income	1,144,000	2,266,000	3,407,000	4,486,000
Noninterest income	150,000	345,000	640,000	818,000
Noninterest expense	954,000	1,985,000	2,980,000	4,057,000
Provision for loan losses	15,000	25,000	25,000	25,000
Pretax income	325,000	601,000	1,042,000	1,222,000
Income tax	9,000	18,000	25,000	42,000
Net income	316,000	583,000	1,017,000	1,180,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	10,810,000	10,852,000	11,062,000	10,998,000
Total capital	11,884,000	11,956,000	12,181,000	12,094,000
Risk-weighted assets	85,704,000	88,111,000	89,397,000	87,546,000