Call report 2006Q2
CITIZENS FIRST BANK — 2006Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,044,000 | USD | evidence → |
| Total loans | 88,442,000 | USD | evidence → |
| Allowance for loan losses | 1,282,000 | USD | evidence → |
| Securities available for sale | 19,199,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,327,000 | USD | evidence → |
| Interest-bearing deposits | 89,757,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,570,000 | USD | evidence → |
| Equity capital | 12,180,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,529,000 | USD | evidence → |
| Interest expense | 1,263,000 | USD | evidence → |
| Net interest income | 2,266,000 | USD | evidence → |
| Noninterest income | 345,000 | USD | evidence → |
| Noninterest expense | 1,985,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 601,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 583,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,852,000 | USD | evidence → |
| Total capital | 11,956,000 | USD | evidence → |
| Risk-weighted assets | 88,111,000 | USD | evidence → |