Call report 2005Q3
CITIZENS FIRST BANK — 2005Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,997,000 | USD | evidence → |
| Total loans | 82,526,000 | USD | evidence → |
| Allowance for loan losses | 1,259,000 | USD | evidence → |
| Securities available for sale | 20,147,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,980,000 | USD | evidence → |
| Interest-bearing deposits | 86,839,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,140,000 | USD | evidence → |
| Equity capital | 12,154,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,697,000 | USD | evidence → |
| Interest expense | 1,381,000 | USD | evidence → |
| Net interest income | 3,316,000 | USD | evidence → |
| Noninterest income | 536,000 | USD | evidence → |
| Noninterest expense | 2,780,000 | USD | evidence → |
| Provision for loan losses | 62,000 | USD | evidence → |
| Pretax income | 1,010,000 | USD | evidence → |
| Income tax | 51,000 | USD | evidence → |
| Net income | 959,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,588,000 | USD | evidence → |
| Total capital | 11,609,000 | USD | evidence → |
| Risk-weighted assets | 81,457,000 | USD | evidence → |