Call report 2005Q2
CITIZENS FIRST BANK — 2005Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,076,000 | USD | evidence → |
| Total loans | 81,410,000 | USD | evidence → |
| Allowance for loan losses | 1,241,000 | USD | evidence → |
| Securities available for sale | 12,728,000 | USD | evidence → |
| Securities held to maturity | 5,970,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,207,000 | USD | evidence → |
| Interest-bearing deposits | 87,907,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,300,000 | USD | evidence → |
| Equity capital | 12,179,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,078,000 | USD | evidence → |
| Interest expense | 874,000 | USD | evidence → |
| Net interest income | 2,204,000 | USD | evidence → |
| Noninterest income | 374,000 | USD | evidence → |
| Noninterest expense | 1,862,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 669,000 | USD | evidence → |
| Income tax | 32,000 | USD | evidence → |
| Net income | 637,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,492,000 | USD | evidence → |
| Total capital | 11,475,000 | USD | evidence → |
| Risk-weighted assets | 79,015,000 | USD | evidence → |