Call report 2005Q4
CITIZENS FIRST BANK — 2005Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,916,000 | USD | evidence → |
| Total loans | 85,815,000 | USD | evidence → |
| Allowance for loan losses | 1,261,000 | USD | evidence → |
| Securities available for sale | 21,117,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,109,000 | USD | evidence → |
| Interest-bearing deposits | 88,605,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,504,000 | USD | evidence → |
| Equity capital | 12,174,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,408,000 | USD | evidence → |
| Interest expense | 1,928,000 | USD | evidence → |
| Net interest income | 4,480,000 | USD | evidence → |
| Noninterest income | 706,000 | USD | evidence → |
| Noninterest expense | 3,749,000 | USD | evidence → |
| Provision for loan losses | 77,000 | USD | evidence → |
| Pretax income | 1,343,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 1,314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,719,000 | USD | evidence → |
| Total capital | 11,780,000 | USD | evidence → |
| Risk-weighted assets | 84,734,000 | USD | evidence → |