Call report 2005Q1
CITIZENS FIRST BANK — 2005Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,488,000 | USD | evidence → |
| Total loans | 19,629,000 | USD | evidence → |
| Allowance for loan losses | 208,000 | USD | evidence → |
| Securities available for sale | 98,000 | USD | evidence → |
| Securities held to maturity | 6,170,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,698,000 | USD | evidence → |
| Interest-bearing deposits | 21,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,885,000 | USD | evidence → |
| Equity capital | 2,660,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 374,000 | USD | evidence → |
| Interest expense | 106,000 | USD | evidence → |
| Net interest income | 268,000 | USD | evidence → |
| Noninterest income | 13,000 | USD | evidence → |
| Noninterest expense | 175,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 104,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 97,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,661,000 | USD | evidence → |
| Total capital | 2,869,000 | USD | evidence → |
| Risk-weighted assets | 18,358,000 | USD | evidence → |