Call report 2004Q4
CITIZENS FIRST BANK — 2004Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,374,000 | USD | evidence → |
| Total loans | 19,122,000 | USD | evidence → |
| Allowance for loan losses | 198,000 | USD | evidence → |
| Securities available for sale | 99,000 | USD | evidence → |
| Securities held to maturity | 5,970,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,656,000 | USD | evidence → |
| Interest-bearing deposits | 22,028,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,628,000 | USD | evidence → |
| Equity capital | 2,613,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,468,000 | USD | evidence → |
| Interest expense | 416,000 | USD | evidence → |
| Net interest income | 1,052,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 695,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 416,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | 391,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,614,000 | USD | evidence → |
| Total capital | 2,812,000 | USD | evidence → |
| Risk-weighted assets | 18,363,000 | USD | evidence → |