Call report 2003Q3
CITIZENS FIRST BANK — 2003Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,450,000 | USD | evidence → |
| Total loans | 17,188,000 | USD | evidence → |
| Allowance for loan losses | 218,000 | USD | evidence → |
| Securities available for sale | 202,000 | USD | evidence → |
| Securities held to maturity | 5,294,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,889,000 | USD | evidence → |
| Interest-bearing deposits | 20,153,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,736,000 | USD | evidence → |
| Equity capital | 2,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,121,000 | USD | evidence → |
| Interest expense | 363,000 | USD | evidence → |
| Net interest income | 758,000 | USD | evidence → |
| Noninterest income | 54,000 | USD | evidence → |
| Noninterest expense | 525,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 260,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 249,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,407,000 | USD | evidence → |
| Total capital | 2,612,000 | USD | evidence → |
| Risk-weighted assets | 16,392,000 | USD | evidence → |