Call report 2003Q2
CITIZENS FIRST BANK — 2003Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,127,000 | USD | evidence → |
| Total loans | 17,684,000 | USD | evidence → |
| Allowance for loan losses | 215,000 | USD | evidence → |
| Securities available for sale | 203,000 | USD | evidence → |
| Securities held to maturity | 2,895,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,607,000 | USD | evidence → |
| Interest-bearing deposits | 20,265,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,342,000 | USD | evidence → |
| Equity capital | 2,398,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 766,000 | USD | evidence → |
| Interest expense | 244,000 | USD | evidence → |
| Net interest income | 522,000 | USD | evidence → |
| Noninterest income | 35,000 | USD | evidence → |
| Noninterest expense | 348,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 191,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 187,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,395,000 | USD | evidence → |
| Total capital | 2,606,000 | USD | evidence → |
| Risk-weighted assets | 16,879,000 | USD | evidence → |