Call report 2003Q4
CITIZENS FIRST BANK — 2003Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,706,000 | USD | evidence → |
| Total loans | 17,864,000 | USD | evidence → |
| Allowance for loan losses | 220,000 | USD | evidence → |
| Securities available for sale | 201,000 | USD | evidence → |
| Securities held to maturity | 5,094,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,189,000 | USD | evidence → |
| Interest-bearing deposits | 21,177,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,012,000 | USD | evidence → |
| Equity capital | 2,424,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,477,000 | USD | evidence → |
| Interest expense | 476,000 | USD | evidence → |
| Net interest income | 1,001,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 698,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 334,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 315,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,423,000 | USD | evidence → |
| Total capital | 2,638,000 | USD | evidence → |
| Risk-weighted assets | 17,190,000 | USD | evidence → |