Call report 2005Q1
CITIZENS' BANK — 2005Q1
The 22 measures CITIZENS' BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 17,917,000 | USD | evidence → |
| Total loans | 12,960,000 | USD | evidence → |
| Allowance for loan losses | 136,000 | USD | evidence → |
| Securities available for sale | 3,173,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,995,000 | USD | evidence → |
| Interest-bearing deposits | 11,890,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,105,000 | USD | evidence → |
| Equity capital | 2,828,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 274,000 | USD | evidence → |
| Interest expense | 35,000 | USD | evidence → |
| Net interest income | 239,000 | USD | evidence → |
| Noninterest income | 34,000 | USD | evidence → |
| Noninterest expense | 207,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 59,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 59,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,879,000 | USD | evidence → |
| Total capital | 3,015,000 | USD | evidence → |
| Risk-weighted assets | 14,013,000 | USD | evidence → |