Call report 2004Q4
CITIZENS' BANK — 2004Q4
The 22 measures CITIZENS' BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 17,315,000 | USD | evidence → |
| Total loans | 11,718,000 | USD | evidence → |
| Allowance for loan losses | 129,000 | USD | evidence → |
| Securities available for sale | 3,365,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,376,000 | USD | evidence → |
| Interest-bearing deposits | 11,093,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,283,000 | USD | evidence → |
| Equity capital | 2,801,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,036,000 | USD | evidence → |
| Interest expense | 127,000 | USD | evidence → |
| Net interest income | 909,000 | USD | evidence → |
| Noninterest income | 156,000 | USD | evidence → |
| Noninterest expense | 811,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 267,000 | USD | evidence → |
| Income tax | 77,000 | USD | evidence → |
| Net income | 190,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,819,000 | USD | evidence → |
| Total capital | 2,948,000 | USD | evidence → |
| Risk-weighted assets | 12,504,000 | USD | evidence → |