Call report 2005Q2
CITIZENS' BANK — 2005Q2
The 22 measures CITIZENS' BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 18,506,000 | USD | evidence → |
| Total loans | 13,305,000 | USD | evidence → |
| Allowance for loan losses | 130,000 | USD | evidence → |
| Securities available for sale | 3,134,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,479,000 | USD | evidence → |
| Interest-bearing deposits | 11,991,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,488,000 | USD | evidence → |
| Equity capital | 2,938,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 567,000 | USD | evidence → |
| Interest expense | 72,000 | USD | evidence → |
| Net interest income | 495,000 | USD | evidence → |
| Noninterest income | 80,000 | USD | evidence → |
| Noninterest expense | 410,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 150,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 150,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,970,000 | USD | evidence → |
| Total capital | 3,100,000 | USD | evidence → |
| Risk-weighted assets | 11,299,000 | USD | evidence → |