Call report 2004Q3
CITIZENS' BANK — 2004Q3
The 22 measures CITIZENS' BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 17,116,000 | USD | evidence → |
| Total loans | 10,972,000 | USD | evidence → |
| Allowance for loan losses | 124,000 | USD | evidence → |
| Securities available for sale | 2,952,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,164,000 | USD | evidence → |
| Interest-bearing deposits | 11,149,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,015,000 | USD | evidence → |
| Equity capital | 2,768,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 772,000 | USD | evidence → |
| Interest expense | 96,000 | USD | evidence → |
| Net interest income | 676,000 | USD | evidence → |
| Noninterest income | 116,000 | USD | evidence → |
| Noninterest expense | 611,000 | USD | evidence → |
| Provision for loan losses | 26,000 | USD | evidence → |
| Pretax income | 202,000 | USD | evidence → |
| Income tax | 62,000 | USD | evidence → |
| Net income | 140,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,779,000 | USD | evidence → |
| Total capital | 2,903,000 | USD | evidence → |
| Risk-weighted assets | 11,949,000 | USD | evidence → |