Call report 2004Q2
CITIZENS' BANK — 2004Q2
The 22 measures CITIZENS' BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 16,971,000 | USD | evidence → |
| Total loans | 10,983,000 | USD | evidence → |
| Allowance for loan losses | 158,000 | USD | evidence → |
| Securities available for sale | 4,455,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,174,000 | USD | evidence → |
| Interest-bearing deposits | 11,229,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,945,000 | USD | evidence → |
| Equity capital | 2,652,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 510,000 | USD | evidence → |
| Interest expense | 64,000 | USD | evidence → |
| Net interest income | 446,000 | USD | evidence → |
| Noninterest income | 73,000 | USD | evidence → |
| Noninterest expense | 407,000 | USD | evidence → |
| Provision for loan losses | 19,000 | USD | evidence → |
| Pretax income | 104,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | 71,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,709,000 | USD | evidence → |
| Total capital | 2,865,000 | USD | evidence → |
| Risk-weighted assets | 12,447,000 | USD | evidence → |