Call report 2025Q2
SMARTBIZ BANK, N.A. — 2025Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 168,275,000 | USD | evidence → |
| Total loans | 114,903,000 | USD | evidence → |
| Allowance for loan losses | 1,816,000 | USD | evidence → |
| Securities available for sale | 5,706,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,107,000 | USD | evidence → |
| Interest-bearing deposits | 107,128,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,979,000 | USD | evidence → |
| Equity capital | 30,714,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,142,000 | USD | evidence → |
| Interest expense | 1,236,000 | USD | evidence → |
| Net interest income | 1,906,000 | USD | evidence → |
| Noninterest income | 4,315,000 | USD | evidence → |
| Noninterest expense | 10,515,000 | USD | evidence → |
| Provision for loan losses | 1,214,000 | USD | evidence → |
| Pretax income | -5,666,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -5,666,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,719,000 | USD | evidence → |
| Total capital | 19,331,000 | USD | evidence → |
| Risk-weighted assets | 128,687,000 | USD | evidence → |