Call report 2025Q3
SMARTBIZ BANK, N.A. — 2025Q3
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,527,000 | USD | evidence → |
| Total loans | 133,082,000 | USD | evidence → |
| Allowance for loan losses | 2,161,000 | USD | evidence → |
| Securities available for sale | 4,122,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,912,000 | USD | evidence → |
| Interest-bearing deposits | 127,600,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,312,000 | USD | evidence → |
| Equity capital | 30,104,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,882,000 | USD | evidence → |
| Interest expense | 2,286,000 | USD | evidence → |
| Net interest income | 3,596,000 | USD | evidence → |
| Noninterest income | 7,789,000 | USD | evidence → |
| Noninterest expense | 17,510,000 | USD | evidence → |
| Provision for loan losses | 1,559,000 | USD | evidence → |
| Pretax income | -7,827,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | -7,852,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,185,000 | USD | evidence → |
| Total capital | 19,035,000 | USD | evidence → |
| Risk-weighted assets | 147,636,000 | USD | evidence → |