Call report 2025Q1
SMARTBIZ BANK, N.A. — 2025Q1
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,596,000 | USD | evidence → |
| Total loans | 106,150,000 | USD | evidence → |
| Allowance for loan losses | 1,536,000 | USD | evidence → |
| Securities available for sale | 18,070,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,078,000 | USD | evidence → |
| Interest-bearing deposits | 106,447,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,631,000 | USD | evidence → |
| Equity capital | 34,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 460,000 | USD | evidence → |
| Interest expense | 211,000 | USD | evidence → |
| Net interest income | 249,000 | USD | evidence → |
| Noninterest income | 755,000 | USD | evidence → |
| Noninterest expense | 1,646,000 | USD | evidence → |
| Provision for loan losses | 934,000 | USD | evidence → |
| Pretax income | -1,578,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,578,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,418,000 | USD | evidence → |
| Total capital | 22,967,000 | USD | evidence → |
| Risk-weighted assets | 123,894,000 | USD | evidence → |