Call report 2024Q4
SMARTBIZ BANK, N.A. — 2024Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,148,000 | USD | evidence → |
| Total loans | 107,489,000 | USD | evidence → |
| Allowance for loan losses | 1,313,000 | USD | evidence → |
| Securities available for sale | 18,527,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,174,000 | USD | evidence → |
| Interest-bearing deposits | 104,051,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,123,000 | USD | evidence → |
| Equity capital | 20,880,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,947,000 | USD | evidence → |
| Interest expense | 4,654,000 | USD | evidence → |
| Net interest income | 5,293,000 | USD | evidence → |
| Noninterest income | 923,000 | USD | evidence → |
| Noninterest expense | 5,843,000 | USD | evidence → |
| Provision for loan losses | -362,000 | USD | evidence → |
| Pretax income | 737,000 | USD | evidence → |
| Income tax | 210,000 | USD | evidence → |
| Net income | 527,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,416,000 | USD | evidence → |
| Total capital | 19,786,000 | USD | evidence → |
| Risk-weighted assets | 112,218,000 | USD | evidence → |