Call report 2024Q3
SMARTBIZ BANK, N.A. — 2024Q3
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 151,433,000 | USD | evidence → |
| Total loans | 103,818,000 | USD | evidence → |
| Allowance for loan losses | 1,324,000 | USD | evidence → |
| Securities available for sale | 19,534,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,943,000 | USD | evidence → |
| Interest-bearing deposits | 102,975,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,968,000 | USD | evidence → |
| Equity capital | 20,990,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,478,000 | USD | evidence → |
| Interest expense | 3,482,000 | USD | evidence → |
| Net interest income | 3,996,000 | USD | evidence → |
| Noninterest income | 780,000 | USD | evidence → |
| Noninterest expense | 4,309,000 | USD | evidence → |
| Provision for loan losses | -155,000 | USD | evidence → |
| Pretax income | 636,000 | USD | evidence → |
| Income tax | 181,000 | USD | evidence → |
| Net income | 455,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,325,000 | USD | evidence → |
| Total capital | 19,701,000 | USD | evidence → |
| Risk-weighted assets | 110,044,000 | USD | evidence → |