Call report 2024Q2
SMARTBIZ BANK, N.A. — 2024Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,103,000 | USD | evidence → |
| Total loans | 101,886,000 | USD | evidence → |
| Allowance for loan losses | 1,514,000 | USD | evidence → |
| Securities available for sale | 20,001,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,679,000 | USD | evidence → |
| Interest-bearing deposits | 98,501,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,178,000 | USD | evidence → |
| Equity capital | 20,268,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,883,000 | USD | evidence → |
| Interest expense | 2,278,000 | USD | evidence → |
| Net interest income | 2,605,000 | USD | evidence → |
| Noninterest income | 514,000 | USD | evidence → |
| Noninterest expense | 3,076,000 | USD | evidence → |
| Provision for loan losses | -55,000 | USD | evidence → |
| Pretax income | 89,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 65,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,783,000 | USD | evidence → |
| Total capital | 19,162,000 | USD | evidence → |
| Risk-weighted assets | 110,117,000 | USD | evidence → |