Call report 2024Q1
SMARTBIZ BANK, N.A. — 2024Q1
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,558,000 | USD | evidence → |
| Total loans | 101,076,000 | USD | evidence → |
| Allowance for loan losses | 1,569,000 | USD | evidence → |
| Securities available for sale | 20,891,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,591,000 | USD | evidence → |
| Interest-bearing deposits | 101,009,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,582,000 | USD | evidence → |
| Equity capital | 20,198,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,499,000 | USD | evidence → |
| Interest expense | 1,159,000 | USD | evidence → |
| Net interest income | 1,340,000 | USD | evidence → |
| Noninterest income | 255,000 | USD | evidence → |
| Noninterest expense | 1,564,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 13,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 9,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,020,000 | USD | evidence → |
| Total capital | 19,409,000 | USD | evidence → |
| Risk-weighted assets | 110,848,000 | USD | evidence → |