Call report 2023Q4
SMARTBIZ BANK, N.A. — 2023Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,977,000 | USD | evidence → |
| Total loans | 105,855,000 | USD | evidence → |
| Allowance for loan losses | 1,595,000 | USD | evidence → |
| Securities available for sale | 21,642,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,393,000 | USD | evidence → |
| Interest-bearing deposits | 101,965,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,428,000 | USD | evidence → |
| Equity capital | 20,198,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,592,000 | USD | evidence → |
| Interest expense | 3,140,000 | USD | evidence → |
| Net interest income | 6,452,000 | USD | evidence → |
| Noninterest income | 1,362,000 | USD | evidence → |
| Noninterest expense | 7,399,000 | USD | evidence → |
| Provision for loan losses | 408,000 | USD | evidence → |
| Pretax income | 11,000 | USD | evidence → |
| Income tax | -300,000 | USD | evidence → |
| Net income | 311,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,009,000 | USD | evidence → |
| Total capital | 19,445,000 | USD | evidence → |
| Risk-weighted assets | 114,688,000 | USD | evidence → |