Call report 2023Q3
SMARTBIZ BANK, N.A. — 2023Q3
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,232,000 | USD | evidence → |
| Total loans | 102,365,000 | USD | evidence → |
| Allowance for loan losses | 1,590,000 | USD | evidence → |
| Securities available for sale | 21,765,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,779,000 | USD | evidence → |
| Interest-bearing deposits | 99,251,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,528,000 | USD | evidence → |
| Equity capital | 19,326,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,982,000 | USD | evidence → |
| Interest expense | 2,046,000 | USD | evidence → |
| Net interest income | 4,936,000 | USD | evidence → |
| Noninterest income | 868,000 | USD | evidence → |
| Noninterest expense | 5,890,000 | USD | evidence → |
| Provision for loan losses | 348,000 | USD | evidence → |
| Pretax income | -469,000 | USD | evidence → |
| Income tax | -437,000 | USD | evidence → |
| Net income | -32,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,575,000 | USD | evidence → |
| Total capital | 18,983,000 | USD | evidence → |
| Risk-weighted assets | 112,405,000 | USD | evidence → |