Call report 2023Q2
SMARTBIZ BANK, N.A. — 2023Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,705,000 | USD | evidence → |
| Total loans | 102,322,000 | USD | evidence → |
| Allowance for loan losses | 1,694,000 | USD | evidence → |
| Securities available for sale | 22,884,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,293,000 | USD | evidence → |
| Interest-bearing deposits | 91,106,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,186,000 | USD | evidence → |
| Equity capital | 20,308,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,617,000 | USD | evidence → |
| Interest expense | 1,139,000 | USD | evidence → |
| Net interest income | 3,478,000 | USD | evidence → |
| Noninterest income | 334,000 | USD | evidence → |
| Noninterest expense | 3,095,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | 682,000 | USD | evidence → |
| Income tax | -109,000 | USD | evidence → |
| Net income | 791,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,616,000 | USD | evidence → |
| Total capital | 20,029,000 | USD | evidence → |
| Risk-weighted assets | 112,681,000 | USD | evidence → |