Call report 2023Q1
SMARTBIZ BANK, N.A. — 2023Q1
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 143,328,000 | USD | evidence → |
| Total loans | 96,401,000 | USD | evidence → |
| Allowance for loan losses | 1,694,000 | USD | evidence → |
| Securities available for sale | 24,027,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,431,000 | USD | evidence → |
| Interest-bearing deposits | 81,142,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,289,000 | USD | evidence → |
| Equity capital | 20,316,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,324,000 | USD | evidence → |
| Interest expense | 464,000 | USD | evidence → |
| Net interest income | 1,860,000 | USD | evidence → |
| Noninterest income | 151,000 | USD | evidence → |
| Noninterest expense | 1,562,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | 431,000 | USD | evidence → |
| Income tax | -180,000 | USD | evidence → |
| Net income | 611,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,407,000 | USD | evidence → |
| Total capital | 19,755,000 | USD | evidence → |
| Risk-weighted assets | 107,457,000 | USD | evidence → |