Call report 2022Q4
SMARTBIZ BANK, N.A. — 2022Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,778,000 | USD | evidence → |
| Total loans | 96,111,000 | USD | evidence → |
| Allowance for loan losses | 1,736,000 | USD | evidence → |
| Securities available for sale | 25,043,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,589,000 | USD | evidence → |
| Interest-bearing deposits | 82,971,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,617,000 | USD | evidence → |
| Equity capital | 19,517,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,556,000 | USD | evidence → |
| Interest expense | 648,000 | USD | evidence → |
| Net interest income | 6,908,000 | USD | evidence → |
| Noninterest income | 1,394,000 | USD | evidence → |
| Noninterest expense | 5,693,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 2,263,000 | USD | evidence → |
| Income tax | 645,000 | USD | evidence → |
| Net income | 1,618,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,920,000 | USD | evidence → |
| Total capital | 19,234,000 | USD | evidence → |
| Risk-weighted assets | 104,681,000 | USD | evidence → |