Call report 2022Q3
SMARTBIZ BANK, N.A. — 2022Q3
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,663,000 | USD | evidence → |
| Total loans | 92,942,000 | USD | evidence → |
| Allowance for loan losses | 1,862,000 | USD | evidence → |
| Securities available for sale | 25,246,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,556,000 | USD | evidence → |
| Interest-bearing deposits | 82,123,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,433,000 | USD | evidence → |
| Equity capital | 18,955,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,335,000 | USD | evidence → |
| Interest expense | 320,000 | USD | evidence → |
| Net interest income | 5,015,000 | USD | evidence → |
| Noninterest income | 1,208,000 | USD | evidence → |
| Noninterest expense | 4,233,000 | USD | evidence → |
| Provision for loan losses | 185,000 | USD | evidence → |
| Pretax income | 1,690,000 | USD | evidence → |
| Income tax | 482,000 | USD | evidence → |
| Net income | 1,208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,100,000 | USD | evidence → |
| Total capital | 18,396,000 | USD | evidence → |
| Risk-weighted assets | 103,143,000 | USD | evidence → |