Call report 2022Q2
SMARTBIZ BANK, N.A. — 2022Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,977,000 | USD | evidence → |
| Total loans | 93,801,000 | USD | evidence → |
| Allowance for loan losses | 1,717,000 | USD | evidence → |
| Securities available for sale | 21,868,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,060,000 | USD | evidence → |
| Interest-bearing deposits | 77,514,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,546,000 | USD | evidence → |
| Equity capital | 18,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,284,000 | USD | evidence → |
| Interest expense | 150,000 | USD | evidence → |
| Net interest income | 3,134,000 | USD | evidence → |
| Noninterest income | 659,000 | USD | evidence → |
| Noninterest expense | 2,989,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 764,000 | USD | evidence → |
| Income tax | 214,000 | USD | evidence → |
| Net income | 550,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,262,000 | USD | evidence → |
| Total capital | 17,525,000 | USD | evidence → |
| Risk-weighted assets | 100,551,000 | USD | evidence → |