Call report 2022Q1
SMARTBIZ BANK, N.A. — 2022Q1
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 165,463,000 | USD | evidence → |
| Total loans | 94,321,000 | USD | evidence → |
| Allowance for loan losses | 1,677,000 | USD | evidence → |
| Securities available for sale | 23,547,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,022,000 | USD | evidence → |
| Interest-bearing deposits | 79,446,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,576,000 | USD | evidence → |
| Equity capital | 19,374,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,556,000 | USD | evidence → |
| Interest expense | 69,000 | USD | evidence → |
| Net interest income | 1,487,000 | USD | evidence → |
| Noninterest income | 416,000 | USD | evidence → |
| Noninterest expense | 1,534,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 369,000 | USD | evidence → |
| Income tax | 105,000 | USD | evidence → |
| Net income | 264,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,502,000 | USD | evidence → |
| Total capital | 17,767,000 | USD | evidence → |
| Risk-weighted assets | 100,788,000 | USD | evidence → |