Call report 2021Q4
SMARTBIZ BANK, N.A. — 2021Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,204,000 | USD | evidence → |
| Total loans | 103,796,000 | USD | evidence → |
| Allowance for loan losses | 1,677,000 | USD | evidence → |
| Securities available for sale | 16,569,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,135,000 | USD | evidence → |
| Interest-bearing deposits | 87,385,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,750,000 | USD | evidence → |
| Equity capital | 19,675,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,741,000 | USD | evidence → |
| Interest expense | 490,000 | USD | evidence → |
| Net interest income | 6,251,000 | USD | evidence → |
| Noninterest income | 1,339,000 | USD | evidence → |
| Noninterest expense | 5,738,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 1,817,000 | USD | evidence → |
| Income tax | 518,000 | USD | evidence → |
| Net income | 1,299,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,168,000 | USD | evidence → |
| Total capital | 17,488,000 | USD | evidence → |
| Risk-weighted assets | 105,279,000 | USD | evidence → |