Call report 2021Q3
SMARTBIZ BANK, N.A. — 2021Q3
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,810,000 | USD | evidence → |
| Total loans | 103,037,000 | USD | evidence → |
| Allowance for loan losses | 1,642,000 | USD | evidence → |
| Securities available for sale | 16,411,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,794,000 | USD | evidence → |
| Interest-bearing deposits | 88,832,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,963,000 | USD | evidence → |
| Equity capital | 19,478,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,154,000 | USD | evidence → |
| Interest expense | 404,000 | USD | evidence → |
| Net interest income | 4,750,000 | USD | evidence → |
| Noninterest income | 1,052,000 | USD | evidence → |
| Noninterest expense | 4,418,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,384,000 | USD | evidence → |
| Income tax | 394,000 | USD | evidence → |
| Net income | 990,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,910,000 | USD | evidence → |
| Total capital | 17,136,000 | USD | evidence → |
| Risk-weighted assets | 97,696,000 | USD | evidence → |