Call report 2015Q4
SMARTBIZ BANK, N.A. — 2015Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,490,000 | USD | evidence → |
| Total loans | 52,806,000 | USD | evidence → |
| Allowance for loan losses | 685,000 | USD | evidence → |
| Securities available for sale | 6,157,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,555,000 | USD | evidence → |
| Interest-bearing deposits | 60,612,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,942,000 | USD | evidence → |
| Equity capital | 5,700,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,376,000 | USD | evidence → |
| Interest expense | 374,000 | USD | evidence → |
| Net interest income | 2,002,000 | USD | evidence → |
| Noninterest income | 205,000 | USD | evidence → |
| Noninterest expense | 3,493,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | -1,616,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,616,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,699,000 | USD | evidence → |
| Total capital | 6,384,000 | USD | evidence → |
| Risk-weighted assets | 60,077,000 | USD | evidence → |