Call report 2016Q1
SMARTBIZ BANK, N.A. — 2016Q1
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,781,000 | USD | evidence → |
| Total loans | 56,775,000 | USD | evidence → |
| Allowance for loan losses | 838,000 | USD | evidence → |
| Securities available for sale | 5,788,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,559,000 | USD | evidence → |
| Interest-bearing deposits | 63,463,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,096,000 | USD | evidence → |
| Equity capital | 9,087,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 732,000 | USD | evidence → |
| Interest expense | 117,000 | USD | evidence → |
| Net interest income | 615,000 | USD | evidence → |
| Noninterest income | 126,000 | USD | evidence → |
| Noninterest expense | 889,000 | USD | evidence → |
| Provision for loan losses | 148,000 | USD | evidence → |
| Pretax income | -296,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -296,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,078,000 | USD | evidence → |
| Total capital | 9,891,000 | USD | evidence → |
| Risk-weighted assets | 65,011,000 | USD | evidence → |