Call report 2015Q3
SMARTBIZ BANK, N.A. — 2015Q3
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 68,724,000 | USD | evidence → |
| Total loans | 46,644,000 | USD | evidence → |
| Allowance for loan losses | 794,000 | USD | evidence → |
| Securities available for sale | 6,591,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,777,000 | USD | evidence → |
| Interest-bearing deposits | 55,729,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,048,000 | USD | evidence → |
| Equity capital | 6,026,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,741,000 | USD | evidence → |
| Interest expense | 269,000 | USD | evidence → |
| Net interest income | 1,472,000 | USD | evidence → |
| Noninterest income | 2,000 | USD | evidence → |
| Noninterest expense | 2,624,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | -1,300,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,300,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,015,000 | USD | evidence → |
| Total capital | 6,691,000 | USD | evidence → |
| Risk-weighted assets | 53,966,000 | USD | evidence → |