Call report 2012Q3
SMARTBIZ BANK, N.A. — 2012Q3
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,119,000 | USD | evidence → |
| Total loans | 49,102,000 | USD | evidence → |
| Allowance for loan losses | 3,162,000 | USD | evidence → |
| Securities available for sale | 12,925,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,378,000 | USD | evidence → |
| Interest-bearing deposits | 65,996,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,382,000 | USD | evidence → |
| Equity capital | 7,992,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,942,000 | USD | evidence → |
| Interest expense | 526,000 | USD | evidence → |
| Net interest income | 1,416,000 | USD | evidence → |
| Noninterest income | -520,000 | USD | evidence → |
| Noninterest expense | 2,930,000 | USD | evidence → |
| Provision for loan losses | 475,000 | USD | evidence → |
| Pretax income | -2,509,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,509,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,943,000 | USD | evidence → |
| Total capital | 8,749,000 | USD | evidence → |
| Risk-weighted assets | 62,159,000 | USD | evidence → |